LifestyleTrading101, LLC (“LST” or “we” or “us”) is committed to protecting and respecting your privacy. This Privacy Statement sets out our privacy practices and explains what we do with the personal information that we collect from you on www.lifestyletrading101.com. Please read the following to understand our practices regarding personal information and how they affect you as you use our features and services. This statement discloses our current privacy practices; if we make material changes to these practices, we will announce them and notify you via email.
This Privacy Statement answers the following questions:
- What information does LST gather about you?
- How does LST use your personal information?
- Will LST disclose any of your personal information?
- What kind of security measures do we take to protect your information from accidental loss or disclosure?
- Will LST use your information for direct mailings?
- How can you deactivate your account or correct or revise information that we have about you?
- How do we respect children’s privacy?
- What else should you know about your privacy?
- Does LST participate in the Safe Harbor program?
What Information Does LST Gather About You?
Beginning when you register on the Site, LST will learn, collect and use certain personal data and information about you and, as you use the Site will continue to learn, collect and use additional personal data and information (all such personal data and information is collectively referred to herein as, “Personal Information”).
Registration. In order to become a registered user of the Site, you must provide us with Personal Information, including, without limitation, your name, postal and/or email address, telephone, fax or mobile numbers, and, for any premium membership or account, billing and credit card information. Without providing Personal Information, you cannot create an account and/or become a registered user of the Site. At the time of registration or when you choose to use certain services available or offered on the Site, LST may collect certain other information, including without limitation, Personal Information, from you including, without limitation, demographic information, such as location, age or gender. LST may request or collect Personal Information from you during any registration process which LST may use to provide or improve the Site or may use as is otherwise provided herein. LST may store Personal Information, and it may be included in databases owned and maintained by LST’s affiliates, agents or service providers.
Using the Site. When you use and interact with the Site, LST also receives and stores additional Personal Information, which information may or may not be personally identifying information. Such information includes, without limitation, your internet protocol address, browser types, domain name, and other statistical data involving your use of the Site and/or our services. Such information is collected passively using various technologies or may be provided by you through communications with the Site or LST.
LST uses “cookies.” A cookie is a piece of information that the Site gives to your computer when you access the Site. Cookies are used by LST to track your usage of the Site, trends on the usage of the Site and to improve the Site and analyze and assess changes to, successes and failures of the Site and portions thereof. Members who do not wish to have cookies placed on their computers should set their browsers to block cookies. Some features of the Site may not function properly if the ability to accept cookies is disabled. We also use other programs, software and/or applications, including, without limitation, Google Analytics, to analyze typical user behavior.
LST may also collect information through other commonly used techniques, including without limitation, (i) through your browser, computer, mobile device, or tablet to ensure Site functionality, (ii) though pixel tags, web beacons, or clear GIFs, (iii) through Flash objects; or (iv) through your IP Address. If you disable our ability to collect or obtain information through any of the above-referenced means, some or all of the features of the Site may not function properly. For security purposes and to ensure the availability of the Site, Warrior Trading may also use programs, software and/or applications to monitor network traffic, to identify unauthorized attempts to upload or change information, or otherwise cause damage to the Site or LST.
Based on how the internet operates, when you visit the Site we automatically receive the uniform resource locator of the prior webpage that you were on and of the webpage where you go after the Site. LST also receives the internet protocol address of your computer, the type of operating system and web browser you are using, your location, date and time of your access, pages viewed on the Site and other information related to your visit to the Site.
LST may also collect information when you interact with the Site’s or LST’s customer service in order to assist you and to improve the operation of the Site.
Chat Room. LST operates a chat room via WhatsApp. To be added to the chatroom, you must provide us your mobile phone number. Without providing this private information, you will not be able to join the chat room. You are hereby advised that any information, including without limitation, any Personal Information, disclosed in a chat room may become public information. You should exercise caution when deciding to disclose any of your Personal Information in any forum, including any public or private forum on the Site. We will not post your Personal Information in public forums or chat rooms.
We collect IP addresses for site security and to help us understand how people use our sites so that we can improve our sites and our users’ respective experiences. For similar quality reasons, we use a feature known as a “cookie.” Cookies contain bits of information that websites transfer to your computer’s hard drive for record-keeping purposes. Cookies can make the Web more convenient by storing information about your preferences on a site. Although we may assign your browser a cookie, the cookie does not tell us who you are. Only you can tell us that. We discuss cookies later in this Privacy Statement.
When you place an order for a product or service, we need to know the sort of information typically used for credit card transactions, such as your name, mailing and billing addresses (and shipping address, if different), telephone number, and credit card number and expiration date. Gathering this information allows us to process and fulfill your order and notify you of your order status. We will also use your information to contact you regarding your order if necessary. We encrypt all of this information using Secure Socket Layers (SSL) technology.
We will not provide the third-party service providers with your name, address, email address, or telephone number.
How Does LST Use Your Personal Information?
LST uses your Personal Information in connection with the operation, development and improvement of the Site and other products and services offered by LST and its affiliates, the operation and billing of your account and/or membership, and for other uses consistent with this Policy. LST may use your Personal Information for any internal purpose, including, without limitation, (i) to respond to your inquiries and fulfill your requests, (ii) to inform you about important information regarding the Site, products or services for which you apply or may be interested in applying for, or in which you are already enrolled, changes to terms, conditions, and policies and/or other administrative information, (iii) to deliver marketing communications that we believe may be of interest to you, including, ads or offers tailored to you, (iv) to personalize your experience on the Site, (v) to verify your identity and/or location in order to allow access to your accounts, and to maintain measures aimed at preventing fraud and protecting the security of account and Personal Information, (vi) to allow you to participate in surveys and other forms of market research, sweepstakes, contests and similar promotions and to administer these activities (some of these activities may have additional rules, which may contain additional information about how Personal Information is used and shared), (vii) for general LST business purposes, including data analysis, audits, developing and improving products and services, enhancing the Site, identifying usage trends and determining the effectiveness of promotional campaigns, (viii) for risk control, for fraud detection and prevention, and (ix) to comply with laws and regulations, and to comply with other legal process and law enforcement requirements. Please be aware that you are responsible for the payment of any fees or costs incurred by you in connection with receipt of communications from LST, including data, internet, cellular carrier or other similar fees.
LST recognizes the importance of the privacy of its users and does not lease, sell, share or otherwise provide Personal Information to third parties, except as provided herein. LST will not disclose or provide your Personal Information to any third party except:
- as otherwise described in this Policy;
- as otherwise required by law or to comply with legal process, including, but not limited to, civil and criminal subpoenas, court orders or other compulsory disclosures;
- as reasonably necessary to respond to claims of a violation of the rights of third parties, whether or not the third party is a user, individual, entity or government agency;
- for any internal purpose of LST, including, without limitation, to manage your account and/or membership, subscription and other billing purposes, to respond to your inquiries, to allow outside vendors to perform services required by the Site, and to otherwise manage and operate the Site, develop new services and products and conduct the business and operations of LST and its affiliates;
- as reasonably necessary to enforce the Terms and Conditions of www.LifestyleTrading101.com (the “Terms and Conditions”);
- as reasonably necessary to detect, prevent and address fraud and other illegal activity and to prevent death or imminent bodily harm; or
- as reasonably necessary to protect the rights and property of LST or its officers, directors, shareholders, employees or agents.
LST may post and use any testimonials that you have provided about the Site, in connection with the marketing and promotion of the Site. Testimonials and other marketing, promotions and advertisements may include obfuscated Personal Information (such as first name and general location) that you have provided to LST.
Sometimes we ask for personal information when providing special features and services. You do not have to give us that information, but without it, you may not be able to take advantage of those products or services. For example, you may not be able to gain access to certain areas of our site unless you register and/or subscribe.
Will LST Disclose Any of Your Personal Information?
LST will not disclose any personally identifiable information about individual users, except as described in this Privacy Statement. With the few exceptions that we explain here, we do not give, rent, lend, or sell individual information to our advertisers, although we do provide aggregate information. For example, we might tell prospective customers or partners there are 120,000 Registered Members in Gotham City, but we will not tell them that Batman is one of them, nor will we tell them that his email address is email@example.com.
As for individually identifiable information, we may disclose it only under the following circumstances:
- We may disclose information to others when we have your consent.
- If you sign up for a service that relies upon third parties for important elements, we will provide your personal information to the third parties so that they can provide you with their services, and those companies will treat the data under their own policies. We will tell you about these service providers at the time you sign up for the service.
- If you buy something from us, we will disclose your personal information to the extent necessary to fulfill your order and charge your credit card (if applicable).
- We may disclose your personal information as required by applicable law, or in response to legal process, to protect the rights or property of LST, or to protect the safety of LST, our users, or others.
- We may sometimes conduct mailings to other people’s lists. To make it easier for us to comply with the Federal CAN-SPAM Act of 2003, we may share our email list of people who have requested not to receive promotional communications from us with the list providers (or contractors) solely so that we can avoid sending emails to people who have asked not to receive them (or, conversely). We provide these lists only to list providers or contractors that we consider to be reputable, and only under strict nondisclosure/nonuse agreements.
- We may employ contractors or other third parties to help with our operations. We may give them access to databases of user information, so that they can perform their services for us, including performing system maintenance, displaying personalized content (such as portfolios), performing list analysis or management, or sending mailings for us from our advertisers. These parties are all subject to confidentiality agreements that restrict their use and disclosure of information they obtain through their relationship with LST.
What Kind of Security Measures Do We Take to Protect Your Information From Accidental Loss or Disclosure?
LST is committed to protecting your personal information. We store information you provide us on our secure servers.
Personalized areas of our sites, such as LST Membership Area, are password-protected. Only you have access to these password-protected areas. Do not share your passwords with anyone. LST will never ask you for your password in an unsolicited phone call or email. If you are using a computer to which others have access, such as one in a computer lab, Internet cafe, or public library, always remember to log out and close your browser window when leaving our site.
Upon your request, we will remove your personal information from the website but we will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and take other actions otherwise permitted by law.
Will LST Use Your Information for Direct Mailings?
If you register with LST or sign up for or buy any of our products or services, we will send you -information about our various products and services by email and text message.
Please note: If you purchase products or services from us, or if you register for an account with us, we may contact you to confirm your purchase, subscription, or registration, or to provide you with information about its terms or features. You may wish to keep these transactional or relationship emails, to help you use our products and services.
How Can You Deactivate or Reactivate Your Account or Edit the Information We Have About You?
If you want to correct, delete/remove or change information in your Personal Profile, or any other tidbits we have about you, please go to http://www.lifestyletrading101.com/amember/member. Either you will be able to make your changes right there, or we will give you instructions.
If you want to make changes to your paid LST newsletter subscriptions or free trials, please email us at firstname.lastname@example.org.
How Do We Respect Children’s Privacy?
Our sites are not directed at children under the age of 13. We operate our sites in compliance with the Children’s Online Privacy Protection Act and will not knowingly collect or use personally identifiable information from anyone under 13.
What Else Should You Know About Your Privacy?
When you post information in our chat room, that information, along with your phone number, is visible to the public. Please remember that whenever you disclose personal information publicly that information can be collected and used by others. In short, if you post personal information online where people can see it, people will know that information and you may receive unsolicited messages from other parties in return. If you do not want strangers to have your phone number, you should not post anything in the chat room. Also please be aware that when you post messages in our chat room, people can respond to you.
This Privacy Statement applies to the operations of LifestyleTrading101, LLC, which serves users in the United States of America, and by using the sites and providing us with personal data you are consenting to our processing data in the United States and under its laws. Data handling practices and rules may differ from country to country.
While we do our best to protect your personal information, LST cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk. What does all of this mean? Just as in the investing world, you must protect yourself. You are responsible for maintaining the secrecy of any password and/or account information. Please be careful and responsible whenever you are online, especially when using a computer that other people can use also.
We may change this Privacy Statement at any time, but we will give notice of any material change (or any notices that we are required to give you) on our websites and/or in email messages prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy.
Last Updated: August 9, 2016